https://blog.pensacolalending.com/tags/usda-loan/Recent content in Usda Loan on Pensacola Lending BlogHugoen-usWed, 21 Oct 2026 07:30:00 -0500https://blog.pensacolalending.com/posts/first-time-home-buyer-pensacola/Wed, 21 Oct 2026 06:30:00 -0500https://blog.pensacolalending.com/posts/first-time-home-buyer-pensacola/<p><strong>Buying your first home in Pensacola is more doable than many renters think.</strong> Qualified buyers can put as little as <strong>3% down</strong> with a conventional loan, <strong>3.5% down</strong> with FHA, or <strong>$0 down</strong> with VA or USDA. Down payment assistance is out there too: Coastal Funding offers <strong>down payment assistance options through several of its lender partners</strong>, and Escambia County and the Escambia County Housing Finance Authority run their own public programs.</p>